Insurance designed for expatriates in the United Arab Emirates

This plan covers :

  • Over 12 months
  • United Arab Emirates
  • Expatriates of all nationalities

Strong points :

  • Compliant with the government's requirements
  • Hospitalization fees directly undertaken
  • Fast reimbursements in 3 days
  • Emergency service 24/7/365 in all main languages

Benefits designed for you

Who is this plan for ?

This insurance does not fit your needs ?

We have other plans for you:

Inusrance for expatriates anywhere in the world

Discover ACS World

Inusrance for expatriates in France

Discover ACS France

More information about the plan

Comprehensive health coverage which meets the requirements of the United Arab Emirates authorities.

What is covered by this expatriate health insurance?

For a peaceful expatriation, the ACS UAE contract includes the following covers:

- Medical expenses
- Hospitalization
- Emergencies
- Maternity (no waiting period)
- Oncology
- Optical
- Dental
- Pharmacy
- Laboratory analyzes
- Repatriation assistance
- Chronic and pre-existing illnesses*

*The expenses for pre-existing and chronic illnesses are covered under certain conditions. Contact us for more information.

ACS UAE offers you the choice between 3 levels of coverage and 2 amounts of annual reimbursement limit:

Insurance plans Option A: annual maximum reimbursement Option B: annual maximum reimbursement
Bronze: medical expenses + hospitalization (surgery, maternity, cancer treatment…) USD 1 000 000 per person and per year USD 2 000 000 per person and per year
Silver: Bronze + dental + optical USD 1 000 000 per person and per year USD 2 000 000 per person and per year
Gold: Silver + extended coverages USD 1 000 000 per person and per year USD 2 000 000 per person and per year

Health insurance for expatriates in the United Arab Emirates

In order to fulfill your needs, ACS has designed a policy which comply with the requirements of the UAE authorities.

DIC logoACS UAE plans are underwritten by Dubai Insurance Company and administrated by Whealth International (Dubai).

As the first local insurance company to be formed in the United Arab Emirates in 1970, Dubai Insurance Company is officially recognized by the local authorities and has a solid experience in the protection of the foreign residents.

Coverage zone

You can choose one of the following zones:

  • Zone A: GCC countries only (Bahrain, Kuwait, Oman, Qatar, Saudi Arabia, United Arab Emirates)
  • Zone B: GCC + European Economic Area (excluding United Kingdom)
  • Zone C: Worldwide excluding United Kingdom, Switzerland, USA and Canada

The coverage is also effective everywhere in the world in case of accident or emergency during a stay of less than seven weeks in a country outside the expatriation zone.

Free and without obligation

The annual insurance premium is calculated based on your situation and needs

Indeed, the insurance annual premium is based on several criteria: age, number of people covered (in the case of group pricing), choice of coverage areas, level of coverage needed, medical history, etc.

To get a personalized quote matching your needs and your situation, or for any request for additional information, complete the following form.

Important : all the fields are mandatory

Merci de nous avoir contacté ! Nous vous répondrons dans les plus brefs délais.


30 years experience and more than 80 000 clients all over the world.

ACS counts around 40 employees and figure prominently among the insurance brokers specialized in international mobility, thanks to its 30 year experience and its 80 000 clients all over the world.

Our address

153, rue de l’Université, 75007 PARIS, FRANCE
Phone number : +33 (0) 1 40 47 91 00 – Fax : +33 (0) 1 40 47 61 90

Email :