Important : For resident in France less than 60 years old who wish to stay for more than a year and are interested in an insurance with more benefits and higher refund limit, we recommand our contrat ACS in France
Health and assistance benefits
We reimburse medical expenses in metropolitan France and the European Union (excepting the home country of European Union citizens if the stay there exceeds 4 weeks).
The costs of stays due to quarantine and/or lockdown are not insured
All hospitals and clinics % of French Social Security table (FSS)
French Social Security
E
F
Enp
Maximum refund per person and by contract period
-
EUR 30 000
EUR 46 000
EUR 8 400 for hospitalisation and surgery EUR 800 for medical costs.
All hospitals and clinics % of French Social Security table (FSS)
FSS
E / E(np)
F
Surgery
100%
100%
100%
Hospitalization
80%
80%
100%
Daily expenses
No
No
Yes
All hospitals and clinics % of French Social Security table (FSS)
FSS
E / E(np)
F
At the doctor or at home
70%
70%
100%
Radiology, etc
70%
70%
100%
All hospitals and clinics % of French Social Security table (FSS)
FSS
E / E(np)
F
Nurse treatments (injections)
60%
60%
100%
Kinesitherapy after an accident
60%
60%
100%
All hospitals and clinics % of French Social Security table (FSS)
FSS
E / E(np)
F
Cavities only Up to 153 € for first year, unllimited thereafter if no interruption of the contract
70%
70%
100%
All hospitals and clinics % of French Social Security table (FSS)
FSS
E / E(np)
F
Unreplaceables medicine
100%
100%
100%
Normal medicine
65%
65%
100%
Confort medicine
30%
30%
100%
Medicine with low medical benefit
15%
15%
100%
All hospitals and clinics % of French Social Security table (FSS)
FSS
E / E(np)
F
Only corrective lenses
60%
60%
100%
All hospitals and clinics % of French Social Security table (FSS)
FSS
E / E(np)
F
Lab analysis
60%
60%
100%
Medical transportation
65%
60%
100%
Contraception expenses and all expenses due to the state of pregnancy (starting the second year)
100%
70% Up to EUR 305
100% Up to EUR 458
Benefits
FSS
E / E(np)
F
Transportation and medical repatriation
Not Covered
Real cost
Real cost
Repatriation in case of death
Not Covered
EUR 1 500
EUR 1 500
Coffin expenses
Not Covered
EUR 760
EUR 760
Benefits
FSS
E / E(np)
F
Cumulated personal injury, property damage and consequential damage
The insurance can be subscribed before your departure or during your stay in France.
Health covers also apply in all of the European Union (except for stays of more than 4 weeks in your country of origin if you come from a country within the European Union).