France Long Stay Cover is aimed at foreign nationals who are moving to or staying in mainland France for several months (between 1 and 12 months), particularly as part of a long-term stay.
Two packages are available, depending on age and the level of cover required: Standard, available to those aged up to 79, and Plus, available to those aged up to 59, with higher reimbursement limits.
France Long Stay Cover meets the requirements for a long-stay visa application (type D).
MEDICAL EXPENSES
| Benefit | Standard | Plus |
|---|---|---|
| MAXIMUM REFUND PER PERSON AND PER YEAR | €50,000 | €100,000 |
| Surgery and hospitalization • in hospitals under agreement (public hospitals) • in hospitals not covered by agreement |
100% of actual costs 50% of actual costs |
100% of actual costs 50% of actual costs |
| Consultations | 100% of actual costs limited to €80 per consultation |
100% of actual costs limited to €100 per consultation |
| Pharmacy (prescription), paramedic care, x-ray, analyses, Kinesitherapy after a covered accident |
100% of actual costs | 100% of actual costs |
| Dental care • emergency • following to an accident |
Maximum per year of contract €200 €400 |
Maximum per year of contract €300 €600 |
| Optical Only corrective lenses (prescription) |
Maximum per year of contract €80 |
Maximum per year of contract €100 |
| Medical transportation | 100% of actual costs | 100% of actual costs |
| Starting the second year, contraception expenses and all expenses due to the state of pregnancy |
70% of actual costs Up to €1,000 as from the second year of contract |
100% of actual costs Up to €2,000 as from the second year of contract |
ASSISTANCE BENEFITS
| Benefit | Standard | Plus |
|---|---|---|
| Transportation and medical repatriation | 100% of actual costs | 100% of actual costs |
| Repatriation in case of death including Coffin expenses |
€5,000 €1,000 |
€5,000 €1,000 |
| Legal assistance | €760 | €760 |
CIVIL LIABILITY
| Benefit | Standard | Plus |
|---|---|---|
| Cumulated personal injury, property damage and consequential damage | €4,575,000 | €4,575,000 |
| Damage to property and consequential damage only | €76,000 | €76,000 |
| Entrusted objects during a period of internship | €11,500 | €11,500 |
| Deductible | €100 per file | €100 per file |
FLSC’s pricing is based on age, level of cover and the length of stay. Here are some examples of prices.
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Standard health cover to ensure a stress-free start to your stay.
1 person aged 45 / 1 month
€122.90
Standard cover suitable for a stay of several weeks in France
1 person aged 65 years and 3 months
€333.90
High reimbursement limits with the Plus package
1 person aged 52 years and 10 months
€1,066.80
Standard cover in accordance with the application for a long-stay visa
1 person aged 75 / 12 months
€921.90Please enter your age and the length of your stay to get an instant quote.
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Find answers to the most frequently asked questions about your cover, your benefits, your claims and the procedures relating to your policy.
France Long Stay Cover is for foreign nationals living in metropolitan France for a long stay. The Standard option is available up to the age of 79, the Plus option up to the age of 60.
France Long Stay Cover is for you if you are a foreign national living in metropolitan France and are not covered by French social security. It insures your healthcare costs for the duration of your stay.
Yes. The France Long Stay Cover insurance certificate is valid for applying for or renewing a residence permit.
Yes. An 8-day waiting period applies from the policy start date across the various benefits, except for medical expenses following an accident. Costs relating to pregnancy, maternity and termination of pregnancy are only covered after 12 months of continuous membership.
You must take out cover before the start date you want. Apply in good time, particularly if your application accompanies a residence permit application.
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I found the process reasonably straightforward.
It was very simple; we received our insurance policies quickly and easily. Thank you. However, we haven’t had occasion to use them yet, so we don’t know what the communication will be like should we e…
They responded to my inquiries and helped me very quickly. I was especially grateful to be able to communicate in Japanese, which made me feel much more comfortable and reassured.
Hi it is a very good company I try to buy first time it is a very good company let see what happened I first get my visa and hopefully all is good in order.
Website was user friendly. The insurance language was clear and not complicated. I only gave 4 stars because by the time I reached your website, I was exhausted from trying to decipher the complicated…
The experience in setting up insurance for my wife and I was very impressive and easy to get done.
Very helpful team. I would qppreciate if you could provide aditional benefits for repeating customers.
The process of enrollment was uncomplicated and quick, and easily comprehensible. I hope any claim process would be the same. But so far, my experience is very good, and highly recommended.
Easy to onboard – less than 5 mins!
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