Terms and Conditions of Sale

General information

This site is owned and published by Assurances Courtages et Services (ACS)
Insurance brokerage company
Simplified joint stock company with a capital of €150 000
Address : 153, rue de l’Université – 75007 Paris, FRANCE
SIRET number : 317 218 188 00074
Intra-Community VAT number: FR89317218188
Tel.: +33 (0)1 40 47 91 00
Email: contact@acs-ami.com

ACS is registered with ORIAS (the Organisation for the Register of Insurance Intermediaries) under number 07 000 350.

General information

Users of the Website acknowledge and agree that the validity of the insurance quotes offered on the Website is subject to the accuracy of the answers provided, and that incorrect answers may render the insurance policy taken out null and void.

Users of the Website undertake to read, before taking out the policy: any brochure, the table of cover and the Information Notice relating to the policy they have chosen. The name(s) of the insurance company or companies underwriting the policy is (are) stated in the Information Notices.

The data recorded by ACS serves as evidence of all transactions carried out between ACS and its customers.

Contractual process

  1. When taking out a policy online, the policyholder must complete the order form. Any field marked with an asterisk must be completed. Otherwise, the policy application cannot be confirmed.
  2. The Subscriber must then confirm their subscription application by checking all the details they have provided.
  3. To this end, a summary of the subscription application is provided to the subscriber. It contains all the information required prior to the conclusion of the contract.
  4. Following verification of the summary, the subscriber may either correct the information contained therein – in which case the verification process is repeated – or approve the content and confirm their subscription application. Confirmation of the subscription application constitutes acknowledgement of receipt of the Prospectus and all the pre-contractual information necessary for informed consent.
  5. To pay for their subscription, subscribers may choose any of the payment methods listed on the order form. If a subscriber chooses to pay by credit card, their bank account will be debited immediately once the payment has been authorised by their bank.
  6. ACS then sends a confirmation email to the policyholder containing all the documents confirming their membership.

Waiver

In the context of distance selling and subject to certain conditions, in accordance with Article L112-2-1 of the Insurance Code, individuals who have taken out an insurance policy online have a period of 14 clear days, from the day on which the policy was taken out, to cancel it without having to give a reason. This period is extended to 30 days if the policy is taken out as a supplement to a good or service. 

Information on the professional uses of ACS

For further information on the professional regulations applicable to ACS, please visit the CSCA (Chambre Syndicale des Courtiers d’Assurance) website.

In the event of a complaint

ACS, Claims Department, 153 rue de l’Université, 75007 Paris, or by email to recla@acs-ami.com