ACS Health in Asia

Expatriate health insurance designed for expats living in South East Asia

This plan covers :

  • Stays of more than one year
  • South East Asia
  • Expatriates under 75 years old (subscription possible before 60 years old)

Our assets :

  • Policy insured by Allianz
  • Emergency service 24/7/365
  • Wide medical network: 4 600 healthcare providers in South East Asia
  • Direct billing for outpatient care in more than 400 healthcare providers

Benefits designed for you

Who is this plan for ?

This insurance does not fit your needs ?

We have other plans for you:

Need a lifetime coverage ?

Discover ACS Health in Asia Lifetime

Expatriate in another zone ?

Discover ACS World

More information about the plan

No extra charges for monthly, quarterly or semiannual premium payments
No bank charges for your claim reimbursements

Health, assistance, civil liability and death benefits

The benefits Bronze Silver Gold
Maximum limit by beneficiary per calendar year $ 500 000 or
$ 1 000 000
$ 500 000 or
$ 1 000 000
$ 500 000 or
$ 1 000 000
The benefits Bronze Silver Gold
Medical hospitalization 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Surgical hospitalization 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Hospitalization ancillary expenses 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Mandatory preoperative consultations (surgeon and anesthetist) 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Day surgery 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Cancer treatment including chemotherapy 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Intensive Care 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Organ transplant 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Emergency dental plastic surgery following an accident 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Local Emergency transport by ambulance 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Nursing Care 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Physician’s fees 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Pathology, X-rays and diagnostics 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Medical prostheses 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Private standard room 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
Accompanying bed for hospitalization of a child under 16 years old 100% of actual expenses limited to
$ 25 per day
100% of actual expenses limited to
$ 50 per day
100% of actual expenses limited to
$ 50 per day
Outpatient care before and following hospitalization (up to 30 days before and 90 days following Hospitalization) 100% of actual expenses limited to
$ 1 500 per year
100% of actual expenses within the limits of routine 100% of actual expenses within the limits of routine
Physical therapy immediately following Hospitalization 100% of actual expenses limited to
$ 1 000 per year
100% of actual expenses limited to
$ 2 000 per year
100% of actual expenses limited to
$ 2 000 per year
Psychiatry treatment 100% of actual expenses limited to
$ 1 500 per year
100% of actual expenses limited to
$ 3 000 per year
100% of actual expenses limited to
$ 3 000 per year
Home nursing 100% of actual expenses limited to
$ 1 000 per year
100% of actual expenses limited to
$ 2 000 per year
100% of actual expenses limited to
$ 2 000 per year
Out of zone of coverage (trip of up to 7 weeks): Hospitalization resulting from an Emergency 100 % of actual expenses 100 % of actual expenses 100 % of actual expenses
The benefits Bronze Silver Gold
Maximum limit per beneficiary for 12 months of membership Not covered $ 6 000 $ 6 000
Generalist and specialist fees Not covered 100 % of actual expenses 100 % of actual expenses
Lab tests, radiology, scans Not covered 100 % of actual expenses 100 % of actual expenses
MRI, PET (with prior consent) Not covered 100 % of actual expenses 100 % of actual expenses
Prescribed medication and vaccines Not covered 100 % of actual expenses 100 % of actual expenses
Prescribed Medical Auxiliaries Not covered 100 % of actual expenses 100 % of actual expenses
Physiotherapy, chiropractor, osteopath, homeopath and acupuncturist (with prior consent) Not covered 100% of actual expenses limited to
$ 50 per session and
$ 1 000 per year
100% of actual expenses limited to
$ 50 per session and
$ 1 000 per year
Prescribed speech therapy and orthoptics (with prior consent) Not covered 100% of actual expenses limited to
$ 50 per session and
$ 1 000 per year
100% of actual expenses limited to
$ 50 per session and
$ 1 000 per year
Prescribed Medical Prostheses (with prior consent) Not covered 100% of actual expenses limited to
$ 2 000 per year
100% of actual expenses limited to
$ 2 000 per year
Check-up (1 every 3 years) Not covered 100% of actual expenses limited to
$ 300 per visit
100% of actual expenses limited to
$ 300 per visit
The benefits Bronze Silver Gold
Childbirth expenses Not covered Not covered 100% of actual expenses limited to
$ 4 000 per year
The benefits Bronze Silver Gold
Maximum limit per beneficiary for 12 months of membership Not covered Not covered $ 1 000
Dental care Not covered Not covered 90% of actual expenses
Dental Prostheses, including inlays, onlays, implants (with prior consent) Not covered Not covered 90% of actual expenses limited to $ 150 per tooth (maximum 4 teeth)
The benefits Bronze Silver Gold
Prescribed spectacle lenses, frames and contact lenses Not covered Not covered 90% of actual expenses, up to $ 150 per year
You may reduce your premium by applying deductible ($ 100 , $ 500, $ 1 000)* or co-insurance (10%, 20%)*
*Only available for Silver and Gold plans
The benefits Coverage amount
Repatriation assistance or medical transportation Actual expenses
Repatriation of the body in the event of death Actual expenses
Funeral expenses required for transportation $ 1 500
Repatriation of other family members Ticket (one way only)
Return of the insured to the country of expatriation after "consolidation" Ticket (one way only)
The benefits Coverage amount
Physical injury, material or consequential loss $ 4 500 000
Material and consequential loss only $ 150 000
Excess / claim $ 150
The benefits Coverage amount Coverage amount Coverage amount
Lump sum in case of death, or total and permanent loss of autonomy* $ 25 000 $ 50 000 $ 100 000
Additional lump sum in case of accidental death or total and permanent loss of autonomy following an accident* $ 25 000 $ 50 000 $ 100 000
Daily allowances - deductible: 90 or 180 days (additional to death benefits)* $ 25 / day $ 50 / day $ 100 / day
Disability pension (additional to death benefits)* $ 25 / day $ 50 / day $ 100 / day
Annual disability income: amount of the daily allowances chosen x 365
The lump sum paid in the case of death (non-accidental) must not be more than twice the declared gross annual income
The amount of daily benefits ts and the disability pension cannot exceed 70% of gross annual income

A comprehensive expatriate insurance

Health insurance designed for expatriates in South East Asia

ACS Health in Asia is an expatriate health insurance plan in US Dollars exclusively designed for expats living in the following countries: Cambodia, Indonesia, Laos, Malaysia, Philippines, Myanmar, Taiwan, Thailand and Vietnam.

This expatriation insurance also covers you:

  • Worldwide in the case of an emergency, for stays of less than 7 weeks
  • In anyone of the countries belonging to the European Economic Area (EEA)1, for stays of less than 120 consecutive days

This plan can be subscribed by people of all nationalities under 60 years old. The coverage is valid up to 74 years old. If you wish to have a lifetime coverage, please check ACS Health in Asia Lifetime plan.

 

The beneftis

With ACS Health in Asia, you can choose:

Among 3 levels of coverage:

  • Bronze : hospitalization only
  • Silver : hospitalization + routine medical expenses
  • Gold : hospitalization + routine medical expenses + optical + dental + maternity + health check-up

You may reduce your premium by applying deductible ($ 100 , $ 500, $ 1 000)* or co-insurance (10%, 20%)*.
*Only available for Silver and Gold plans.

Two annual reimbursement limits:

  • $ 500 000
  • $ 1 000 000

Different length of coverage:

Your area of coverage: 

  • Zone 1 : Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Taiwan, Vietnam, Thailand and for stays of less than 120 consecutive days in anyone of the countries that belong to the European Economic Area (EEA)1 except the United Kingdom
  • Zone 2 : Same countries as Zone 1 plus the United Kingdom for stays of less than 120 consecutive

Among the following options to complete and reinforce your coverage:

  • Assistance (repatriation, medical transportation…)
  • Civil liability
  • Accidental Death and Disability benefits (death benefits, disability pension…)

 

With ACS Health in Asia, you will also benefit from:

  • a reliable and efficient management of your insurance plans, result of more than 30 years of experience insuring people all over the world
  • a multilingual team, always ready (24/7/365) to promptly attend you in case of emergency
  • a direct billing for both hospitalization and outpatient expenses: no need for you to advance the medical fees
  • a wide network of care: 4 600 healthcare providers in South East Asia
  • a free choice of doctors and hospitals for your care
  • our commitment not to cancel your policy due to above average medical expenses, nor to raise your premium above the general annual premium increase

 

Other advantages:

  • No extra charges for monthly, quarterly ot semiannual premium payments
  • No bank charges for your claim reimbursements

 

1Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom

Free and without obligation

The annual insurance premium is calculated on the basis of your situation and needs

The insurance annual premium is based on several criteria: age, number of people to be covered (spouse, children…), choice of coverage areas, level of coverage needed, medical history, etc.

To get a personalized quote matching your needs and your situation, or for any request for additional information, please complete the following form.

Important : all the fields marked with * are required

How to subscribe ?

  • To subscribe your expatriate health insurance:

1 – Download the application form containing the medical questionnaire 

2 – Fill out the documents

3 – Send the documents:

ACS
153, rue de l’Université
75007  Paris
France

4 – As soon as we receive your documents, one of our sales representative will get back to you to confirm your data and
validate your subscription

For any extra information about ACS Health in Asia plans, please do not hesitate to contact us at the following telephone number
+ 33 (0) 1 40 47 91 00 or through our contact form

 

  • Extra medical questionnaires

Each person to be insured must fill out a medical questionnaire. The application form includes one form. If you need extra medical questionnaires, you can download them by clicking on the link below:

Extra medical questionnaire only

Merci de nous avoir contacté ! Nous vous répondrons dans les plus brefs délais.

ACS

30 years experience and more than 80 000 clients all over the world.

ACS counts around 40 employees and figure prominently among the insurance brokers specialized in international mobility, thanks to its 30 year experience and its 80 000 clients all over the world.

Our address

153, rue de l’Université, 75007 PARIS, FRANCE
Phone number : +33 (0) 1 40 47 91 00 – Fax : +33 (0) 1 40 47 61 90

Email :