ABC

The travel insurance for foreign students in France

From EUR 52

Online quote

This plan covers :

  • Up to 12 months (renewable)
  • France
  • Foreign students in France

Our assets :

  • Benefits covered by Allianz
  • Refunds possible in our offices in Paris
  • Valid for visa and residence permit applications
  • Competitive prices and excellent price/quality ratio

Benefits designed for you

Who is this plan for ?

This insurance does not fit your needs ?

We have other plans for you:

You are a more than 40 foreign student?

Discover E, F, ENP

Looking for a student house insurance?

Discover Housing Insurance for Student in France

More information about the plan

Your insurance attestation is available in a few minutes when subscribing online.

Health and assistance benefits

We reimburse medical expenses in metropolitan France and the European Union (excepting the home country of European Union citizens if the stay there exceeds 4 weeks).
All hospitals and clinics 
% of French Social Security table (FSS)
French Social Security A B C
Maximum refund per person and per year of contract - EUR 30 000 EUR 46 000 EUR 46 000
All hospitals and clinics 
% of French Social Security table (FSS)
French Social Security A B C
Surgery 100% 100% 100% 100%
Medical Hospitalization 80% 80% 100% 100%
Daily Expenses No No No Yes
All hospitals and clinics 
% of French Social Security table (FSS)
French Social Security A B C
At the doctor or at home 70% 70% 80% 100%
Radiology or other medical acts 70% 70% 80% 100%
All hospitals and clinics 
% of French Social Security table (FSS)
French Social Security A B C
Nurse treatments (injections) 60% 60% 80% 100%
Kinesitherapy after an accident 60% 60% 80% 100%
All hospitals and clinics 
% of French Social Security table (FSS)
French Social Security A B C
Cavities only
Up to 153 € for first year, unlimited thereafter if no interruption of the contract
70% 70% 80% 100%
Medicine bought in any pharmacy 
% of French Social Security table (FSS)
French Social Security A B C
Unreplaceables 100% 100% 100% 100%
Normal 65% 65% 80% 100%
Confort 30% 35% 70% 100%
All hospitals and clinics 
% of French Social Security table (FSS)
French Social Security A B C
Only corrective lenses 60% 65% 80% 100%
All hospitals and clinics 
% of French Social Security table (FSS)
French Social Security A B C
Lab Analysis 60% 60% 70% 100%
Medical Transportation 65% 60% 80% 100%
Contraception expenses and all expenses due to the state of pregnancy
(starting the second year)
100% 70%
Up to EUR 305
80%
Up to EUR 382
100%
Up to EUR 458
Benefits French Social Security A B C
Transportation and medical repatriation Not Covered Real cost Real cost Real cost
Repatriation in case of death Not Covered EUR 1 500 EUR 1 500 EUR 1 500
Coffin expenses Not Covered EUR 760 EUR 760 EUR 760
Benefits French Social Security A B C
Cumulated personal injury, property damage and consequential damage Not Covered EUR 4 575 000 EUR 4 575 000 EUR 4 575 000
Damage to property and consequential damage only Not Covered EUR 76 000 EUR 76 000 EUR 76 000
Entrusted objects during a period of internship Not Covered EUR 11 500 EUR 11 500 EUR 11 500
Deductible per file Not Covered EUR 80 EUR 80 EUR 80
Benefits French Social Security A B C
Legal Assistance Not Covered EUR 760 EUR 760 EUR 760

Regressive rates depending on the contract length

A B C
1 month EUR 52 EUR 67 EUR 105
2 months EUR 82 EUR 113 EUR 166
3 months EUR 114 EUR 174 EUR 235
4 months EUR 145 EUR 204 EUR 280
5 months EUR 175 EUR 250 EUR 326
6 months EUR 198 EUR 303 EUR 372
7 months EUR 219 EUR 349 EUR 433
8 months EUR 239 EUR 387 EUR 509
9 months EUR 268 EUR 433 EUR 578
10 months EUR 283 EUR 457 EUR 649
11 months EUR 311 EUR 502 EUR 714
12 months EUR 311 EUR 502 EUR 714

Subscribe the insurance ABC for international students in France

Who can subscribe?

  • ABC can be subscribed by foreign students and trainees (as well as their husbands/wives and children), under 40 years old,  residing in France for 1 to 12 months.
  • The contract can be subscribe by the person himself or by a third party.
  • The contract can be renewed as long as you are a student.

Subscribe online

More information

  • You can subscribe ABC before your trip or during your stay in France.
  • The covers are also valid in all of the European Union (except in your country of origin if you come from a country within the European Union). If you decide to spend a few days traveling through Europe, you will also be covered.
  • If you are more than 40 years old or you are not a student, please check ACS’ Foreign Resident Insurance.

How to be reimbursed ?

Send by mail to :

ACS – Medical Service
For the attention of the Medical Advisor
153, rue de l’Université
75007 Paris – France

  • the completed claim form
  • the original paid invoices
  • the full medical report
  • all the documents required in the claim form
  • a copy of your passport : identification page and arrival stamp (as part of the fight against terrorism, each file must include these documents)

IMPORTANT : All documents must be sent within 3 months following the policy’s end-date

Do I need a private health insurance?

Each and every foreign student attending a school or a university in France must have a health insurance (public or private). Most of the students can benefit from the French Social Security student insurance plan but there are also certain cases in which the student will have to subscribe a private health insurance.

Below you will find some guidelines that will help you decide whether you need to subscribe a private health insurance or not:

  • If you are 27 years old or younger by October 1st of the current University year, you are enrolled for at least a 4 month course in a school or university approved by the French Social Security, and you come from a country outside of the European Union or Switzerland, you will be mandatorily affiliated to the student healthcare plan of the French Social Security. If this is your case, it is recommended to subscribe a complementary insurance that will help you complete the Social Security reimbursements of your medical expenses.
  • If you come from a country within the European Union, you will normally benefit from your local Social Security healthcare system or from a private health insurance. In the former case, it is the public healthcare system of your country of origin that will take care of your medical expenses. Under certain circumstances you will then be exempt from paying the annual fee of the French Social Security student coverage (207 € a year for 2012).
  • Finally, if you do not meet the requirements to benefit from the French Social Security student healthcare plan or you are not covered by the healthcare system of you country of origin (in the case of the European Union), you will mandatorily need to subscribe a private student healthcare insurance.

Note: please be aware that the rules above are subject to changes, exceptions and some extensions. You should always check with the university you will be studying at and with your local French Consulate in order to make sure of how to proceed to benefit from a student health insurance for your stay in France.

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ACS

30 years experience and more than 80 000 clients all over the world.

ACS counts around 40 employees and figure prominently among the insurance brokers specialized in international mobility, thanks to its 30 year experience and its 80 000 clients all over the world.

Our address

153, rue de l’Université, 75007 PARIS, FRANCE
Phone number : +33 (0) 1 40 47 91 00 – Fax : +33 (0) 1 40 47 61 90

Email :