Expatriate Health Insurance - AMI
INTRODUCTION
Our offer is designed for all persons residing outside their country of origin:
Company employees, NGO workers, employees of international bodies and associations, members of the diplomatic corps...
This contract which evolves according to our customers feedback gives a very comprehensive health cover.
Comprehensive cover :
3 different levels of cover are proposed, in the following categories :
- Healthcare
- Contingency fund: Death, per diem compensation payments, invalidity pensions
- Assistance: Repatriation, medical transport...
- Third-party liability
- Retirement
Our strong points :
- No policy excess
- Special family rates
- Cover of dental and optical care
Emergency Service :
Our emergency service is at your disposal by phone 24 h / 24 h and 7 / 7 in all main languages. It can organise a transferral to a medical centre or a repatriation to your home country by special ambulance if necessary.
Efficient management :
Medical Administrators International (MAI) is a company that specializes in the management of international health-insurance contracts. The partnership that ACS has created with MAI enables us to guarantee efficient management and fast reimbursement for claims. With an access code you can consult discount and benefit payments and contract guarantees, or order insurance cards and certificates.
MAIN PLAN CHARACTERISTICS
Beneficiaries
The international mobility contract can be taken out by anyone under 65 years of age residing outside his/her country of origin and belonging to the International Mobility association.
Territoriality
You are covered in the geographic area chosen on the contract. For countries outside the chosen geographic area, medical costs are only refundable if they have been incurred during a stay of less than 7 weeks and stem from an accident or an illness for which treatment was urgent.
Effective date
The covers take effect on the first day of the month following receipt of the enrolment application accompanied by the first payment, subject to the acceptance of the medical questionnaire by the insurer.
The contract that has been taken out is then tacitly renewed automatically on 1 January.
Waiting period
Certain treatment is refunded after a waiting period
- Maternity: 10 months,
- Dental implants: 6 months,
- Optical: 6 months,
- Water cure: 6 months
These waiting periods are not applied if you can give proof of an equivalent cover at the time of enrolment or if the previous cover ended less than one month before (except for maternity in the last case).
Contributions
They depend on the formula chosen, the chosen area of expatriation and your age, i.e. the age reached during the calendar year (e.g. a person born in 1970 who enrolled in 2000 = 30 years whatever the month of enrolment).
The amount of your contribution changes each year on 1 January according to your age and changes in total medical consumption.
The contributions are payable annually, half-yearly or quarterly in advance by cheque, transfer or direct debit.
Enrolment costs
The costs for enrolment with the association Mobilité Internationale are payable once a year. They amount to 20 € by contract.
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