Affordable, reliable essential cover for Working Holiday stays excluding Canada.

Subscribe online in just a few minutes

• Your insurance policy is available in just a few minutes when subscribing online
• Globe WHV Light travel insurance must be subscribed before leaving your home country
• Benefits take effect the departure day and end on the day of your definitive return or, at the latest, the day of the expiration date of your contract

IMPORTANT: if you are planning to subscribe an insurance for a shorter period than your stay abroad, please be aware that we have recensed several cases of WHV holders who have gotten a visa for only the duration of their insurance contract.

Globe WHV Light strong points

• An excellent balance between cover and budget
• Insurance compliant with Working Holiday visa requirements
• 24/7 assistance
• Coverage for medical expenses and hospitalisation
• Medical repatriation included when necessary
• Built-in personal liability insurance
• Efficient claims handling, submitted online or by post

MY HEALTHCARE EXPENSES ARE INFERIOR TO EUR 500

Please submit your claim directly online.

MY HEALTHCARE EXPENSES ARE SUPERIOR TO EUR 500

Please send your request by mail to:

ACS – Medical Service
To the attention of the Medical Advisor
153, rue de l’Université
75007 Paris – France

Every claim must include:

• The completed claim form
• All medical documents in your possession (prescriptions, medical reports, reports, etc.)
• All the supporting documents indicated on the form
• The copy of your passport (identification page + arrival stamp) and your WHV / IEC visa

Assistance designed around your Working Holiday stay

With Globe WHV Light, you remain free to choose your doctor or healthcare facility wherever you are in your Working Holiday destination. Should you need guidance, our assistance team is on hand to quickly direct you to trusted medical professionals.

Because unexpected situations can arise at any time, you benefit from multilingual assistance available 24/7. A single phone call is all it takes to receive clear information, personalised support and effective solutions — so you can travel with complete peace of mind.

What is ACS Globe WHV Light insurance?

ACS Globe WHV Light is a health and assistance insurance policy specifically designed for travellers holding a Working Holiday visa (WHV) who are looking for essential, minimal cover.
It includes only the core guarantees: medical expenses, hospitalisation, medical repatriation and personal liability insurance.

This plan is valid for all Working Holiday destinations, with the exception of Canadian IEC visa holders, for whom we recommend our standard solution Globe WHV.

What is the difference between Globe WHV Light and Globe WHV?

Both Globe WHV Light and Globe WHV are designed for Working Holiday travellers, but they meet different needs and offer different levels of cover.

• Globe WHV is the most comprehensive solution. It includes unlimited medical expenses, personal protection benefits (death and disability), extended assistance services (early return, visit from a relative, legal assistance, cash advance, etc.), as well as luggage insurance. It is recommended for travellers seeking maximum protection or travelling to Canada.
• Globe WHV Light is a lighter, more affordable option covering only the selected Working Holiday destination chosen at the time of subscription: medical expenses up to €150,000, personal liability insurance and medical assistance (repatriation and medical transport).

Please note: Globe WHV Light is not valid for a Working Holiday stay in Canada. It is suitable for other Working Holiday destinations, for travellers looking for insurance that meets visa requirements, with a controlled budget and no additional guarantees.

To compare the benefits of Globe WHV Light and Globe WHV, we invite you to consult this PDF document.

Is Working Holiday insurance mandatory?

In most countries offering a Working Holiday visa, taking out health and repatriation insurance is mandatory. It may be required at the visa application stage or checked upon arrival by local authorities.

Even when it is not formally required, having suitable insurance is strongly recommended. Medical costs abroad can quickly become very expensive. Working Holiday insurance protects you financially and provides access to assistance in case of unexpected events.

In which countries is Globe WHV Light insurance valid?

Globe WHV Light insurance is valid in all countries that have signed a Working Holiday agreement, such as Australia, New Zealand, Japan, South Korea, Taiwan, Hong Kong, Chile, Colombia, Mexico, Peru, Ecuador or Uruguay.

Important: this plan is not available for Canadian IEC visa holders. For Canada, we recommend the comprehensive solution Globe WHV.

When should I take out my Working Holiday insurance?

You must take out your insurance before departure. You can do so at any time, from the moment you start your visa application process, if insurance is required.

Subscription is completed entirely online in just a few minutes, and you can choose a provisional start date, which can be modified free of charge if necessary.

Cover starts only on the selected date, subject to payment of the premium.

Can I pay for my insurance in instalments?

No, the insurance premium must be paid in full at the time of subscription for the selected duration.

Which document should I present in case of a check?

In case of inspection, you must present your insurance certificate. This document is sent to you by email after your subscription has been validated. It includes your personal details, the duration of your policy and your membership number.

We recommend keeping this certificate with you, either in paper or digital format, and sharing a copy with a trusted person.

What duration should I choose for my Working Holiday insurance?

Your insurance should ideally cover the full planned duration of your stay.

In some countries, the duration of your insurance may even determine the validity period of your Working Holiday visa. Insufficient cover may result in a shorter visa being issued.

To avoid any complications, it is strongly recommended to take out insurance covering the entire duration of your project.

Can the insurance advance my medical expenses?

In the event of hospitalisation (at least one overnight stay), direct payment of medical expenses may be arranged after contacting the assistance platform, available 24/7.

For other medical treatment, expenses are paid upfront by the insured and the reimbursement claim must then be submitted to ACS through a simple and secure process.

Can I consult a doctor of my choice?

Yes. You are free to choose the doctor or healthcare facility you wish.

If needed, the assistance service can also guide you towards a healthcare professional suited to your situation.

What benefits are included in Globe WHV Light insurance?

The insurance includes the essential guarantees:

• medical and hospitalisation expenses
• medical repatriation
• personal liability insurance

As with any insurance policy, certain limits and exclusions apply. We recommend consulting the policy terms and conditions for full details of coverage.

Can I extend my Globe WHV Light insurance?

If you extend your stay under a Working Holiday visa, it may be possible to take out a new policy immediately following the previous one.

To do so, you must contact customer service before your policy expires, in order to check subscription conditions and avoid any gap in cover.

Is a refund available in case of early return?

No, refunds are not available under the Globe WHV Light insurance policy.

Are sports activities covered?

Many recreational sports are covered; however, certain high-risk or competitive activities are excluded (aerial sports, combat sports, off-piste skiing, mountaineering, etc.).

The detailed list is provided in the policy terms and conditions.

Are work-related accidents covered?

Globe WHV Light insurance covers only medical expenses resulting from an accident occurring during employment or an internship, within the limits set out in the policy.

What happens in the event of a road accident?

Medical expenses resulting from a road traffic accident may be covered, subject to the terms and conditions of the policy.

However, Globe WHV Light does not replace mandatory vehicle insurance and does not include motor liability insurance.

Who can take out Globe WHV Light insurance?

The insurance is available to anyone eligible for a Working Holiday visa, regardless of nationality, excluding Canadian IEC visa holders.

If you are unsure about your situation, our team is available to assist you and guide you towards the most suitable solution.

Am I covered when travelling to countries other than my Working Holiday destination?

No. Globe WHV Light insurance covers only your stay in the destination country specified in your Working Holiday policy.

Tourist trips or temporary stays in other countries are not included under this plan.

If you plan to travel outside your Working Holiday destination, we recommend taking out the comprehensive Globe WHV insurance.

Am I covered during a temporary return to my home country?

No. Globe WHV Light insurance does not cover medical care during a return, even a temporary one, to your home country.

To be protected during short returns, you must choose the comprehensive multi-risk solution Globe WHV.