ACS Asia

ACS Asia is an expatriate health insurance contract guaranteed in US Dollars exclusively designed for expats living in South East Asia.

Online quote

This plan covers :

Over 12 months
South East Asia
Expatriates of all nationalities under 60 years old

Strong points :

Contract covered by Allianz
Emergency service 24/7/365
Reimbursements possible in 100 currencies
Fast reimbursements in 3 days
No deductible and no coinsurance
Designed for South East Asia

Benefits designed for you

Medical expenses
Hospitalization fees directly undertaken
Optical
Dental
Maternity
Health check
Repatriation assistance and et medical transport
Public liability
Death benefits
Emergency service available by phone 24/7/365 in all main languages

Who is this plan for ?

This contract can be subscribed by people of all nationalities under 60 years old living in : Cambodia, Indonesia, Laos, Malaysia, Philippines, Myanmar, Taiwan, Thailand and Vietnam.

This insurance does not fit your needs ?

We have other plans for you:

Need a lifetime coverage ?

Discover ACS Asia Lifetime

Expatriate in another zone ?

Discover ACS World

More information about the plan

Brochure ACS Asia (PDF) Health insurance information leaflet - 1st US dollar scheme (PDF) Life covers information leaflet - 1st US dollar scheme (PDF)

No extra charges for monthly, quarterly and semiannual premium payments.
Actual expense reimbursements with no bank fees.

Health and assistance benefits

The benefits	Module 1a and 1b	Module 2a and 2b
Maximum limit per beneficiary per year	Two options:	Two options:
	Module 1a - USD 500 000	Module 2a - USD 500 000
	Module 1b - USD 1 000 000	Module 2b - USD 1 000 000
Medical hospitalization	100 % of actual expenses	100 % of actual expenses
Surgical hospitalization	100 % of actual expenses	100 % of actual expenses
Hospitalization ancillary expenses	100 % of actual expenses	100 % of actual expenses
Private room	100 % of actual expenses, two options:	100 % of actual expenses, two options:
	Module 1a - Max. USD 50 / day	Module 2a - Max. USD 100 / day
	Module 1b - Max. USD 250 / day	Module 2b - Max. USD 250 / day
Organ graft	100 % of actual expenses	100 % of actual expenses
Psychiatry	100 % of actual expenses - limited to USD 1 500 / year	100 % of actual expenses - limited to USD 3 000 / year
Accompanying bed for hospitalization of a child under 16 years	100 % of actual expenses - limited to USD 25 / day	100 % of actual expenses - limited to USD 50 / day

The benefits	Module 1a and 1b	Module 2a and 2b
Outpatient consultations linked to a hospitalization / Day surgery	100 % of actual expenses	100 % of actual expenses
Ambulatory care after hospitalization (90 days following a hospitalization)	100 % of actual expenses - limited to USD 1 000	100 % of actual expenses - limited to USD 1 000
Domiciliary hospitalization	100 % of actual expenses - limited to USD 1 000 / year	100 % of actual expenses - limited to USD 2 000 / year
Immediate re-education following hospitalization	100 % of actual expenses - limited to USD 1 000 / year	100 % des frais réels - limited to USD 2 000 / year
Local emergency transport by ambulance	100 % of actual expenses	100 % of actual expenses
Emergency dental treatment following an accident	100 % of actual expenses	100 % of actual expenses
Emergency treatment worldwide (trip of up to seven weeks)	100 % of actual expenses	100 % of actual expenses

The benefits	Module 1a and 1b	Module 2a and 2b
Maximum limit by beneficiary per calendar year	Not covered	USD 6 000
Generalist and specialist fees	Not covered	100 % of actual expenses
Analyses, radiology, scans	Not covered	100 % of actual expenses
MRI (with prior consent)	Not covered	100 % of actual expenses
Prescribed medication and vaccines	Not covered	100 % of actual expenses
Prescribed medical auxiliaries	Not covered	100 % of actual expenses
Physiotherapy, chiropractor, osteopath, homeopath and acupuncturist (with prior consent)	Not covered	100 % of actual expenses, limited to USD 50 per session and USD 1 000 / year
Prescribed speech therapy and orthoptics (with prior consent)	Not covered	100 % of actual expenses, limited to USD 50 per session and USD 1 000 / year
Prescribed medical prostheses (with prior consent)	Not covered	100 % of actual expenses - limited to USD 2 000 / year
Spa treatments (with prior consent)	Not covered	USD 25 / day - maximum 20 days

The benefits	Module 1a and 1b	Module 2a and 2b
Prescribed spectacle lenses, frames and contact lenses	Not covered	90 % of actual expenses - limited to USD 150 / year

The benefits	Module 1a and 1b	Module 2a and 2b
Maximum limit per beneficiary for 12 months of membership	Not covered	USD 1 000
Dental care	Not covered	90 % of actual expenses
Orthodontics (child under 16 and with prior consent)	Not covered	Not covered
Dental prostheses, including inlays, onlays, implants (with prior consent)	Not covered	90 % of actual expenses limited to USD 150 / tooth (max. 4 teeth)

The benefits	Module 1a and 1b	Module 2a and 2b
Childbirth expenses	Not covered	100 % of actual expenses - limited to USD 4 000 / year

The benefits	Module 1a and 1b	Module 2a and 2b
Complete health check cover	Not covered	100 % of actual expenses, limited to USD 300 (1 every 3 years)

The benefits	Coverage amount
Repatriation assistance or medical transport	Actual expenses
Repatriation of the body in the event of death	Actual expenses
Funeral expenses required for transportation	USD 1 500
Repatriation of other family members	Ticket (one way only)
Returning the Insured to the country of expatriation after "consolidation"	Ticket (one way only)
Early return	Ticket (round trip)

The benefits	Coverage amount
Physical injury, material or consequential loss	USD 4 500 000
Material and consequential loss only	USD 1 500 00
Excess per claim	USD 150

The benefits	Coverage amount	Coverage amount	Coverage amount
Lump sums in the case of death or total and permanent loss of autonomy*	USD 25 000	USD 50 000	USD 100 000
Additional lump sum in the case of accidental death or total and permanent loss of autonomy following an accident*	USD 25 000	USD 50 000	USD 100 000
Daily benefits - deductible: 90 or 180 days (additional to death benefits)*	USD 25 / day	USD 50 / day	USD 100 / day
Disability pension (additional to death benefits)*	USD 25 / day	USD 50 / day	USD 100 / day

The lump sums paid in the case of death (non-accidental) must not be more than twice the declared gross annual income.
The amount of daily benefits and the disability pension cannot exceed 70% of gross annual income.
Gross annual income must be declared at the time of enrolment.
The subscriber must be able to give proof of remunerated professional activity in the case of sick leave.

Online quote

A comprehensive expatriate insurance

Health insurance designed for expatriates in Asia

ACS ASIA is an expatriate health insurance contract guaranteed in US Dollars exclusively designed for expats living in the following countries:

Cambodia, Indonesia, Laos, Malaysia, Philippines, Myanmar (Burma), Taiwan, Thailand and Vietnam.

This contract can be subscribed by people of all nationalities under 60 years old.

The covers end when the age limit is reached : 65 years old (Option a) or 75 years old (Option b).

The policy covers

With ACS ASIA you benefit from an expatriate health insurance contract specially designed to fit your medical coverage needs in the countries listed above.

You can choose among two different levels (modules) of coverage. Depending on the option you choose, ACS ASIA can provide you with up to $1 000 000 US Dollars / year for the hospitalization cover.

Module 1: Hospitalization only
Module 2: Complete healthcare plan

And likewise with all other ACS expatriate insurances, you will also benefit from:

a reliable and efficient management of your insurance contracts, result of our more than 30 years of experience insuring people all over the world.
a multilingual team, always ready (24/7 the 365 days of the year) to promptly respond to your needs in case of urgency.
a trustworthy health insurance:
– immediate coverage of hospitalization expenses. No need for you to advance the medical fees.
– in case of bad health condition during your stay, we make the arrangements for you to be transferred to the most suitable medical center.
no deductible and no coinsurance.
actual expense & fast reimbursements everywhere in the world and in more than 100 different currencies.
real time access to you reimbursement status and balance through the Internet.

Other advantages:

No extra charges for monthly, quarterly and semiannual premium payments.
Actual expense reimbursements with no bank fees.

How to subscribe ?

The annual insurance premium is calculated based on your situation and needs

Instructions to fill out the application form

1 – Download the application form by clicking on link below.
2 – Retrieve the document you just downloaded and open it.
3 – Fill out the application form using your keyboard.
4 – Make sure you have completed all the necessary information.
5 – Once the form has been filled out, you will need to print it and sign it.

Please send the application form along with your payment to:

ACS
153 rue de l’Université
75007 Paris
France

For any question our doubt, please do not hesitate to contact us at the following telephone number +33 (0) 1 40 47 91 00 or through our contact form.

Application Form + medical questionnaire

Extra medical questionnaires

Each person to be insured must fill out a medical questionnaire. The application form includes one of them. If you need extra medical questionnaires, you can download them by clicking on the link below.

Medical questionnaire only